Indian Inequality and the World Bank’s Claims

GS3 – Indian Economy

  • Inequality is a core issue in the political economy of democratic societies.
  • In India, the inequality debate often involves selective data use, leading to exaggerated claims and misperceptions.
  • The World Bank’s April 2025 report (“India Poverty and Equity Brief”) stirred debate by asserting:
    • Extreme poverty is almost eradicated in India.
    • Consumption inequality has significantly declined since 2011-12.
    • India is among the least unequal countries globally (in terms of Gini coefficient).
World Bank’s Findings: Based on HCES 2022-23
  • Uses the Household Consumption Expenditure Survey (HCES) employing Modified Mixed Reference Period (MMRP), aligned with global statistical best practices.
  • Accounts partially for free goods and services provided by government.
  • Key Findings:
    • Consumption-based Gini coefficient fell from 28.8 (2011-12) to 25.5 (2022-23).
    • Consumption inequality decreased significantly.
    • Consumption baskets became healthier and more diverse across all income levels.
Criticism and Clarification
  • Criticism: HCES underestimates inequality by failing to capture elite consumption.
    • Valid point, but applies to all survey data globally, not just India.
    • Even if the top 5% are underrepresented, for the remaining 95%, consumption inequality has undeniably declined.
Improvements in Living Standards (2012–2023)
  • Dietary diversity and nutrition improved:
    • Milk ↑ 45%, Eggs ↑ 63%.
    • Fresh fruit consumption in rural households ↑ from 63.8% to 90%.
  • Poverty reduction (based on Tendulkar, Rangarajan & NITI Aayog’s MPI):
    • 27 crore people pulled out of extreme poverty between 2011 and 2023.
  • Asset ownership improvements (among bottom 20% households):
    • Pucca homes and paved roads expanded under PM Awas and PMGSY schemes.
    • Vehicle ownership ↑ from 6% (2011) to 40% (2023).
  • These allow better mobility and part-time urban work without full migration.
Income Inequality vs Consumption Inequality

Limitations in Income Data

  • No official income survey in India.
  • Media relies on World Inequality Lab (WIL) estimates using:
    • Income tax data for top earners.
    • Old consumption data + assumptions to estimate income for lower-income groups.
    • Problematic assumption: 70-80% households spend more than they earn year after year – implausible.
    • This leads to underestimation of income for bottom 80% and overestimation for top 1%.
WIL Estimates Even Show Mild Improvement
  • Bottom 50% share of income ↑ from 13.9% (2017) to 15% (2022).
  • Top 10% share ↓ from 58.8% to 57.7%.
  • Top 1% share ↑ only by 0.3 percentage points.
    • Part of this rise is due to better tax compliance, not actual rise in inequality.
Pre-Tax vs Post-Tax Realities
  • WIL data is pre-tax, whereas post-tax + post-subsidy income matters more.
  • In AY 2023-24:
    • Top 1% of taxpayers paid 72.77% of total tax.
    • In individual category, top 1% paid 42% of income tax.
  • Welfare transfers to bottom groups are 8% of GDP, raising effective income.
  • When adjusted for taxes and subsidies, income inequality has likely declined.
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