‘FASAL BIMA PATHSHALA’

OnPage April 27, 2022 GS3 Leave a comment 546 Views

The Ministry of Agriculture & Farmers Welfare of India will conduct ‘Fasal Bima Pathshala’ under ‘Kisan Bhagidari Prathmikta Campaign’ as a Jan Bhagidari movement.
Under the campaign all Implementing Insurance Companies will organize ‘PMFBY (Pradhan Mantri Fasal Bima Yojana)- Fasal Bima Pathshala’ at Block/Gram Panchayat/village on all 7 days of the campaign period with participation of at least 100 farmers.
The detailed information on crop loss intimations during localized calamities and post-harvest losses, tracking of farmers’ application, whom farmers can approach for grievance redressal etc. may be shared and explained in detail to farmers for maximum benefit of the scheme.
It aims to make the farmers aware of key scheme aspects of PMFBY like basic scheme provisions, importance of ensuring the crops and how to avail scheme benefits etc. in the ongoing Kharif Season 2022 along with facilitating farmers in getting benefit of the PMFBY scheme.
The broader focus will be on the importance of PMFBY/RWBCIS (Restructured Weather Based Crop Insurance Scheme) and how farmers can enroll under the scheme and avail the benefit of the scheme.

Pradhan Matri Fasal Bima Yojna

Launched in 2016 and is being administered by the Ministry of Agriculture and Farmers Welfare.
It replaced the National Agricultural Insurance Scheme (NAIS) and Modified National Agricultural Insurance Scheme (MNAIS).
To provide comprehensive insurance cover against the failure of the crop thus helping in stabilizing the income of the farmers.
All food & oilseed crops and annual commercial/horticultural crops for which past yield data is available.
The prescribed premium is 2% to be paid by farmers for all Kharif crops and 1.5% for all rabi crops. In the case of annual commercial and horticultural crops, the premium is 5%.
Premium cost over and above the farmer share was equally subsidized by States and GoI.
However, GoI shared 90% of the premium subsidy for Northeastern States to promote the uptake in the region.
By empanelled general insurance companies. The selection of the Implementing Agency (IA) is done by the concerned State Government through bidding.
The revamped PMFBY is often called PMFBY 2.0, it has the following features:
Completely Voluntary: Enrolment 100% voluntary for all farmers from 2020 Kharif.
Earlier, it was compulsory for loanee farmers to avail a Crop Loan/Kisan Credit Card (KCC) account for notified crops.
The Centre has decided to limit the PMFBY premium rates – against which it would bear 50% of the subsidy – to a maximum of 30% in un-irrigated and 25% in irrigated areas.
The government has given the flexibility to states/UTs to implement PMFBY and given them the option to select any number of additional risk covers/features.
Insurance companies must now spend 0.5% of the total premium collected on Information, Education and Communication (IEC) activities.